Learn about agency mortgage lenders

Mortgages have been a key focus in the news and economy over the past few months and a common buzzword is agency loans. Helping understand what an agency loan is will help you shop for the best mortgage solution. Agency loans are simply mortgage loans that are underwritten and securitized through agencies such as Fannie Mae or Freddie Mac. These loans are underwritten following specific guidelines and thus the lender is able to sell these into a specific secondary marketplace. The agency market for loans has been more stable than non conforming and jumbo loans and results to better loan pricing for consumers.

11-29-2007 ? LoanNetwork.com

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