Mortgage help for the holiday season

November 25, 2010

If your holiday season is a little more complicated this year, because you are trying to refinance or buy a new property, here is some advice that will help you navigate your way to the best mortgage rates when it comes time to lock.
The key word to remember when locking your interest rate this time [...]

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Credit card debt: Tips for avoiding post-holiday headaches

November 23, 2010

Every year ¬†you plan on sticking to a cash budget for buying holiday gifts and meeting expenses for holiday festivities, but come January the bills arrive. Although approximately 70 percent of US shoppers surveyed say they plan to use cash or debit cards for holiday¬†purchases, it’s likely that some will resort to using credit cards [...]

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3 Ways to compare mortgage lenders

November 17, 2010

Before you lock your interest rate, and commit to a refinance, compare at least a few mortgage lenders. Follow these three tips so that you are getting an apples to apples comparison. Covering these three topics will assure that you minimize the shifty answers, so that you can really see how each agent stacks up [...]

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Good News: US credit card defaults decreasing

November 15, 2010

Several major credit card issuers are reporting decreasing delinquencies for credit card payments. As economic concerns linger, many consumers are reducing credit card debt and putting away their credit cards. These tips can help with avoiding problems with credit card spending during the holidays.
Holiday Spending: Preventing the perils of credit card debt
Credit card debt is [...]

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Today’s mortgage rates average 4.20%

November 12, 2010

The note rate on an average conforming 30-Yr fixed mortgage sits at about 4.20% right now. The Federal Reserve is driving rates down so that you can refinance and have more cash each month.

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Zombie debt collectors pursuing “dead” consumer debt

November 6, 2010

Halloween and the Day of the Dead are done for another year, but that doesn’t mean that debt collectors won’t raise old debts from the dead. Zombie-debt collectors are so called because they buy old debt for pennies on the dollar and attempt to coerce consumers into paying all or some of the debt. The [...]

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