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Credit card debt: Knowing when to say “when”

April 21, 2011

Consequences of the economic downturn continue to impact government, employers, consumers, and communities sharing the common goal of making ends meet.
Credit counseling and debt consolidation services: Finding debt relief
Unemployment, layoffs, job changes, relocation and falling home values continue contributing to the financial problems of U.S. consumers. Pride and denial can play strong roles in your [...]

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Business credit card debt connected to personal credit

April 20, 2011

Although business credit cards are currently exempt from protections under the Federal Reserve’s CARD Act, they are issued based on the business owner’s personal credit. Understanding how business credit cards can impact your personal consumer credit is important for credit and debt management.
Small business owners often open a business credit card for keeping personal and [...]

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Personal Finance: Planning and Saving for Retirement

April 18, 2011

The baby boomers are famous for participating in the cultural revolution of the 1960’s; as they reach their 60’s, many may find that they aren’t saving enough for retirement. CNN Money reports ┬áthat couples are likely to be oblivious to their spouse’s plans for retirement, and failing to synchronize retirement goals can mean lost financial [...]

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Economy showing signs of recovery, but consumer debt lingering

April 11, 2011

Although spring is bringing signs of a much-awaited economic recovery, some financial analysts are saying not so fast. The Wall Street Journal, reporting in its Marketwatch blog, quotes Jeffrey Rosen, an economist for Briefing.com, as saying that the U.S. economy is still facing “underlying problems” that “will raise their ugly heads.” Concerns contributing to conservative [...]

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Debt consolidation: Can it work for you?

April 9, 2011

Are you spending valuable time paying stacks of bills each month? Credit card debt consolidation can streamline debt management chores, but it isn’t the right choice for everyone.
Debt consolidation options
Secured debt consolidation loans: These loans require collateral. Home equity loans or refinancing your current mortgage may provide enough cash for paying off credit card debt, [...]

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