From San Diego to Oakland we've got you covered for the best loan options in the State of California. Whether you are looking for a $125,000 mortgage on a condominium or a multi million dollar Super Jumbo Loan for your dream home our lender network has the options you are seeking. We work with top California lenders to provide you with the most popular home loans in California including; deferred interest mortgages, pay option loans, interest only arms and fixed rate jumbo loans.

Stop searching for rates and fees, relax and let our top lenders send you a customized quote. Get up to 4 free quotes on California's most popular loan programs; option arms, interest only and deferred interest mortgages. Compare mortgage interest rates from top California lenders. Start your California Mortgage Refinance here today!

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Do all lenders use credit scores to determine my eligibility for a mortgage?

Yes, you should assume that every lender will want to obtain your credit report to review your credit scores and payment history. There are loan programs that are available if you have limited credit history or no credit scores.

How does an option arm work?

Option arms are mortgage programs that generally provide you with up to four payment options: 15 year principal and interest, 30 year principal and interest, interest only and minimum (deferred interest) payment.

What does the term ALT A refer to when referring to mortgage companies?

The term ALT A is a reference to an individuals credit grade. Generally this would be an individual with a 640 fico score or lower and no more than one mortgage late in a 12 month period.