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What you can do to weather a financial storm

 

The speculation of an economic slowdown is growing, here are some things you can do to better weather the storm:

  • Review all of your bills and identify items of necessity versus luxury
  • Secure additional credit, but do not utilize this
  • Explore picking up extra hours at work or a potential second job
  • Consider refinancing your home into a lower fixed rate mortgage, or moving from a 15 year term to a 30 year term
  • Offer to carpool with someone you work with
  • Turn your thermostat down 2 degrees at home
  • Reduce the number of times you eat out at restaurants
  • Use coupons when you shop for groceries
  • Review your insurance to make sure you have appropriate deductibles in place
  • Start a rainy day fund if you do not already have one
  • Consider selling items around your home, basement or garage that you rarely use
  • Call your cable company and cell phone provider to see if you can negotiate more favorable monthly payments

 

1-15-2008 ? LoanNetwork.com

 

 

 

 

preparing for a recession @ loannetwork.com

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